Thomas (Tom) Skaggs

Tom Skaggs serves as the Senior Program Underwriting Manager assisting with business development and risk management for all of Outdoor Underwriters’ specialty markets. Tom works with our clients and insurance markets to identify emerging exposures that can be addressed during the application process.  Utilizing claims data he has created a loss analysis model to identify risk related to hunting club and landowner demographics.  Furthermore his model is applied to OUI’s equipment and standing timber insurance programs.  It is designed to recognize inherent risk based on certain underwriting criteria while taking into account the possibility of moral hazards.

Prior to his appointment with Outdoor Underwriters, Tom worked with Ed Wilson for a period of 15 years when he departed in July 2004 to establish a risk management and loss control company, Material Risk Assessment (MRA). Tom served for 5 years as the Director of Loss Control for MRA, a division of Appalachian Underwriters whose writings were in excess of half a billion dollars annually.

Tom graduated from the University of Montana’s School of Forestry with concentration in Forestry and Business Management.  He has worked as a forester with both the government and private sectors.  Tom has over 25 years of insurance experience as it relates to the to the forest products industry and brings a unique perspective to our clients, addressing all of their potential exposures to loss.  He works extensively with our Lloyd’s of London markets developing safety programs and risk management strategies 

Tom has been a featured speaker at universities, state forestry and wildlife organizations, as well as landowner groups and hunting club workshops. His presentations cover Landowner Liability, Hunting Lease Liability, Risk Management and Timber Harvesting Safety.  He currently serves on the Board of Directors for the following organizations; Forest Resource Association, South Carolina Wildlife Federation and Tennessee  Forestry Association.